Questions? Feedback? powered by Olark live chat software
Sharpe Logo
A Sharpe Financial Network Company>

Helping Small Business Grow Nationwide!

Navigation:

Home Button
Contact Us Button
Online Quote Button
Financing Applications
Commercial Financing Application button

Financing Rates
Medical Rates button
Other Equipment Rates Button

Specials button
Programs button

Leasing Process button
FAQ button
Dealer Advantages Button
Buy vs. Lease button
Advantages button
Types of Leasing button
Featured Dealers button

News
Career Opportunities

Buy vs. Lease

"If it appreciates, Buy It.  If it Depreciates, Lease it!"

Lease versus Loan Comparison
A lease has...
  • Simple Application (no life history needed)
  • Simple One page document
  • Fixed payments and interest (same today as tomorrow)
  • Incredible Exposure Amounts ( up to $250,000 with just¬† a application)
  • Potential Tax Advantages ( you may be able to expense the entire payment)
  • Easy Add-ons and Trade-Ups (you can get the newest accessory when you need it)
  • Provides Additional Credit Line (you may want to borrow from your bank another day or for another purpose)
  • No Additional Collateral required (the equipment itself is the only collateral )

A loan has...

  • Extensive Documentation Requirements
  • Extensive Reporting Requirements
  • Often Requires Additional Collateral
  • Often Requires Down Payment
  • Borrowing Limits may not meet your needs
  • Interest can fluctuate with the market
  • Negative Impact on Balance Sheet
  • Bank Loans can be Cancelled by Lender at anytime

Specials and News

Affiliations: